10 Reasons to use a Mortgage Broker
1. I work for YOU, not the lender
I am not tied to any one lender.
I work directly with dozens of lenders, and can find the one that suit you best.
I’m able to assess your needs and make a recommendation on what’s right for you.
I am always looking out for your best interests.
2. Convenience
My schedule is flexible!
I can meet whenever is convenient for you.
Everything relating to your mortgage can be managed around your busy schedule.
3. Accurate pre-approvals
After meeting with me, you will know exactly what your housing options are.
You will not only know the amount of mortgage you qualify for, but also how and why.
4. Best rate
I negotiate on your behalf.
Due to the large volume of business we send to the lenders, we get the best discounted rates in the country.
Even if you’ve already been pre-approved for a mortgage by your bank or another financial institution, I can still check to see if there is an alternative to better suit your needs.
5. Expert advice and experience
Mortgages are my business.
I am an expert in mortgage financing.
It’s all I do.
My product knowledge is extensive and is enhanced regularly with new products and services available.
When it comes to mortgages, rates, and the housing market, I’ll speak to you in plain language and explain the various mortgage terms and conditions so you can choose confidently.
6. Solutions when you need them / Closing tough deals
I get the tough deals done.
Self-employed, past credit problems, etc.
There are mortgage options for almost any situation and I know them all.
7. Great service
My job isn’t done until your closing date goes smoothly.
I’ll help ensure your mortgage transaction takes place on time and to your satisfaction.
I’ll be with you every step of the way, to answer all your questions, outline your best options, and efficiently guide you through the process.
My goal is to ensure that you are so completely satisfied with your mortgage experience that you will be happy to refer me to your friends, family and colleagues.
8. Advanced mortgage strategy
It’s not always just about the best rate.
My extensive experience allows me to advise you on the best mortgage strategy, whether you’re buying your first home or your third in the past year. I can provide advise on how to plan for that major renovation or possibly some investing.
I’m also a real estate investor myself, and have vast knowledge and experience in this field, and can provide several different creative investing strategies.
9. There is no cost to you
All of my services are 100% free!
There is absolutely no cost to you for my services.
I am paid a finder’s fee by the financial institution we place your mortgage with.
10. Ongoing support and consultation
My services don’t stop after the mortgage closes.
I am with you for the life of your mortgage if you have any questions or need any advice.